Privacy Statement

Introduction & Scope

This Privacy Statement describes how F9Analytics, LLC ("Company", "we", "us", or "our") processes, collects, and secures personal data through your interactions with us, our public domains (f9analytics.com and realaccretive.com), and our web services. This statement applies to the cloud analytics, enterprise dashboards, and developer APIs provided by F9Analytics. In the event of a conflict between this Privacy Statement and the terms of any enterprise online services agreement, licensing contract, or product-specific agreement between you (or your organization) and F9Analytics, the terms of those specific agreements will govern and control.

Personal Data We Collect

F9Analytics implements a strict data minimization policy. We do not purchase, license, or acquire consumer telemetry or profile datasets from third-party data brokers. The personal data we collect is strictly confined to the following three categories:

• Authentication and Authorization Credentials: To create, manage, and secure your product account, we collect identity-verifying details such as username, email address, password hashes, and basic professional profile metadata.
• Web Services Access Telemetry: To maintain secure, performant, and reliable access to our services, we log standard connection metrics. This includes internet protocol (IP) addresses, session tokens, operating system details, browser configurations, and basic diagnostic logs associated with web requests.
• Financial Inputs for Optimization: We process the general financial values, real estate portfolios, and lease structures that you upload or input directly into our cloud analytics platforms. This data is strictly required to execute our mathematics-driven optimization models and deliver prescribed asset pricing structures.

How We Use Personal Data

Personal data collected by F9Analytics is used solely for the following business purposes:

• Access Provisioning and Identity Management: Utilizing account credentials to authenticate your identity, authorize access permissions, and manage subscription/license terms.
• Operations and Service Security: Monitoring web services access logs to defend our platform, detect unauthorized access or malicious activities, resolve performance bottlenecks, and ensure overall stability.
• Optimization Request Execution: Processing the financial and lease inputs you submit to run pricing, revenue, or yield calculations and return the prescriptive analytical outputs.

Reasons We Disclose Personal Data

F9Analytics does not sell, lease, rent, or trade your personal data or uploaded financial models. Disclosures are strictly limited to:

• Completed Transactions and Requested Services: Disclosing data to banks, financial processors, or infrastructure vendors working directly on our behalf under strict confidentiality agreements to facilitate subscription billing or execute calculations.
• Legal Compliance and Safety: Disclosing data when required by applicable law, valid legal processes, or to defend the intellectual property rights and physical safety of F9Analytics, its users, or the public.

How to Access and Control Your Personal Data

F9Analytics respects your rights to oversee your information regardless of your geographical location. You may utilize your dashboard settings or contact F9Analytics directly to:

• Review, update, or correct your authentication profile details and account credentials.
• Request the permanent erasure of your account, authentication details, or past financial optimization inputs.
• Export your profile credentials or structural input models in standard, portable formats.

Cookies and Similar Technologies

F9Analytics does not utilize cookies for cross-site behavioral tracking or personalized advertising. Our sites use cookies and equivalent session tokens strictly for essential operations:

• Authentication & Security: Verifying your identity during an active session so you do not have to sign in repeatedly.
• Session State Management: Remembering temporary configuration parameters required to process your optimization models securely within your active browser instance.

Storage, Processing, and Retention

F9Analytics stores and processes personal data primarily in secure, regional cloud environments. We implement standard industry-level technical and organizational security measures—such as encryption in transit and at rest—to defend data from unauthorized disclosure. Personal credentials and general financial inputs are retained only as long as necessary to provide the requested analytics, fulfill our contractual and operational duties, or comply with legal retention requirements.